Our Roots

Bringing Values to Valuables

heritance prepares people for money. We believe in stewarding wealth wisely, sowing into our families and succeeding values with valuables. 

What is #beyondinheritance?

It is said, “no family is united by its wealth alone.” Our heritance mobile app combines financial legacy with memetic legacy to create effective inheritances for families. 

Our Conviction

Start with WHY

Traditional estate planning cannot address family feuds and social ills today. heritance addresses this gap.

HOW we do it

We empower and equip individuals and families to pass down family, values and wealth inheritances through Memory Time Capsules and SmartWill.

WHAT we do

Download the heritance App, available on the App Store and Play Store to try it out today!

Our Team

Derek Liang

Director of Product Development
Derek is an entrepreneur and an established contributor to the estate planning industry.

The co-founder of tech start-up GoalsMapper (the most used financial planning app in Singapore) and a published author of 2 books (on values-driven trust planning in private and public organisations in Singapore and Malaysia), Derek has spoken at several high-profile conferences on the subject and was interviewed by The Straits Times for his contribution to the field.

Outside of work, Derek is married with four children and passionately serves in his church, particularly with special needs and underprivileged individuals.

Persis Hoo

Legal Counsel
Persis graduated from the Singapore Management University with a Bachelor of Laws.

She assisted in contentious probate matters where she witnessed siblings fighting over millions of dollars’ worth of estate long after the parents have passed. In the absence of a will, she also assisted clients in making enquiries into the deceased’s estates to recover information on assets and their status of distribution.

The eldest of 7 children, Persis is a young mother to a lovely daughter. In her spare time, she loves a good read or catching a great movie.

Clifford Chew

Director of Strategy
Clifford is an accomplished technopreneur, with decades of experience in technology and financial engineering. He holds multiple credentials from NUS, Harvard Business School, and MIT. He’s currently pursuing his Doctorate with Aston Business School.

Clifford also runs his own investment advisory practice and is a certified Associate Estate Planning Practitioner and Master Fund Advisor.

On the personal front, Clifford is a loving and involved father with four children. His passion is to help families achieve their financial goals through passing on values beyond valuables.

Solomon Sim

Head of Technology
Solomon graduated from Nanyang Technological University with a major in Computer Science while specialising in Machine Learning and Data Science. He believes in simplifying lives using technology and is keen to apply what he has learnt back to society.

An entrepreneur by heart, he co-founded his first start-up immediately upon graduation. In those two years, he fell irrevocably in love with the intricacies of technology in consumer behaviour and involved himself with Artificial Intelligence and API building.

At heritance, Solomon heads the development team to translate the team’s vision into technological reality.